@mike @timrichards The difficulty is that many smaller businesses rely on people using cash to commit wage theft and tax evasion, making it hard to compete with big companies who have more sophisticated methods for performing this even with electronic payments.

@allrite @timrichards is anyone really making a cash/card decision right there at the register based on avoiding a surcharge?

All I'm saying is factor in the card charges across the board and raise the advertised price to say $5.05 and absorb it rather than sometimes charge $5.10 and sometimes $5 depending on whether someone holds up cash or a card.

@futzle @mike @allrite @timrichards It's possibly a statement on my relatively privileged position (dual income household), but unless the item I'm buying is quite expensive (expensive enough that 1.5% turns in to serious money), I don't think twice about a surcharge and haven't used cash in years.

My mother gave me cash the other day 'cause I paid for dinner (no I didn't want it, but I've learnt not to argue), and now I have cash I will take a long time to do anything with.